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DENISSE CORREA

Denisse Correa, a partner at FABREGA MOLINO, is a seasoned professional with extensive expertise in banking, real estate, and data protection. Her comprehensive approach to transactions ensures that clients are shielded against potential contractual risks while complying with relevant legislation and industry best practices.

Denisse is the leader of the Banking and Securities department and provides advice to national and international financial institutions. Her extensive experience includes structuring credit contracts, including residential, commercial, and syndicated ones, along with the corresponding guarantees, trust agreements, and all corporate documents related to such transactions.

Denisse has provided legal representation to local and international clients for over 15 years in various sectors, including banking, cybersecurity, logistics, construction, real estate, infrastructure, and trust companies.

Denisse is widely known for her outstanding expertise and deep knowledge in her specialized areas. Her impressive skills have enabled her to participate as a speaker in many prestigious national and international forums. She has shared her experience in various topics such as financing, movable and real estate guarantees, sales, trusts, contractual structuring, and data protection.

Education

  • University of Panama, Panama (LL.B., 2008).
  • Centro Europeo de Postgrado (CEUPE). Digital Law Expert.
  • TÜV NORD CUALICONTROL. (Internal Auditor Certification ISO 27001 Information Security Management Systems, 2022)
  • Istmo University (Master’s Degree in Corporate Business Law, in course)

Languages

  • Spanish
  • English

Memberships & Associations

  • Women in the Profession- Panama Chapter
  • Instituto Panameño de Derecho y Nuevas Tecnologías (IPANDETEC)

Relevant Transactions

  • Legal advice to different banking clients in national and international syndicated credit transactions, often representing the structuring agents of said credits.
  • Restructuration of a syndicated credit facility executed by 12 local banking entities to consolidate all the loans the borrower debts to each bank. The total amount of the transaction was US$17,434,039.26. She was responsible for drafting all the legal documentation related to the syndicated credit facility and its guarantees.
  • Legal counseling for a company dedicated to the investigation and compilation of compromised information leaked within the Dark Web to protect the personal data of the end customers of the companies to which it offers the service.
  • Legal counsel regarding modifying the Horizontal Property Regime of an essential project in the Republic of Panama. She completes the disaffection process of the Horizontal Property regime of 2 real estate units and its corresponding modification of the Project Co-ownership Regulation.
  • Legal advisor to a local financial company dedicated to granting credit facilities through click contracts using the electronic signature.